Utility Stocks: Treasure Or Trash?

Are you considering an investment in utility stocks?  Utility stocks were once considered investments for “widows and orphans” because they provided a safe, steady, and growing dividend income with good prospects for capital appreciation.

For decades utilities were considered solid investments that held-up well even during recessions.  Electricity and water utilities are sometimes even considered recession proof — In a recession you’ll still always find a way to pay the power bill.

Read more

January 2018 Dividend Income And Expenses

Yes, it’s time once again for our regular monthly “Dividend Income and Expenses” post.  In this post, I’ll lay out our January 2018 dividend income and expenses in excruciating detail for the world to see!

These kinds of monthly expense reports are common on personal finance blogs, but I believe they are extremely instructive for readers.  There’s tons of financial lessons to be learned just by watching how other people spend their money…

Read more

Building A Dividend Snowball To Fund Your Early Retirement

It’s times like these when investor’s thoughts begin to turn to dividend snowballs.  No, not because it’s winter!  Snowstorms and frigid temperatures do come to mind, but I’m talking about the times when the bull market takes a nosedive.

Suddenly capital appreciation doesn’t seem like a “sure thing”, and dividends begin to matter again…

Read more

Going Completely To Cash

I admit that I’m a fan of unconventional ideas.  Whether it’s tiny houses, financial independence, no-car living, or any of the other unconventional lifestyles that have gained popularity in recent years, they all interest me.

To be clear — I’m not necessarily going to dive off the deep-end and fully commit to another alternative lifestyle, but I do like how these unconventional ideas make me think…

Read more