Investing in…Kids?

Conventional wisdom tells us that kids are expensive. Really expensive. The world constantly bombards us with stories about just how much kids can cost — According to the USDA it costs $245,340 to raise the average child to age 18.

The personal finance community generally takes a negative view of huge expenses like this… a gigantic speed-bump on your way to Financial Independence. Nope, kids don’t get a lot of love from the personal finance community…

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Who Wants Free Entertainment?

“All work and no play makes Jack a dull boy.” Truer words were never spoken. Maybe Jack should have tried financial independence or early retirement (FIRE).

That quote (of course) is from The Shining, a Stanley Kubrick classic. If you haven’t seen the movie, I highly suggest you put it on your “to watch” list.

Jack has a point — Without entertainment and socialization, humans can get a little nutty…

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Always Be Making Mistakes

Have you ever had one of those days when you feel like a giant failure? At times, life seems to be a giant pile of mistakes…one piled on top of another.

Today’s post is brought to you (in part) because of a mistake. Last week, my son came home from daycare with a serious look on his face. Normally he’s a happy goofy guy, but something was on his mind that day…

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Early Retirement: One Year Later (An Honest Assessment)

When writing a blog post, I don’t like to sugar coat the shit.

I prefer to display the honest reality of financial independence, including the all rough bits! Sure, I could probably have a bigger blog audience if I focused only on the roses. But that isn’t my goal.

I believe my readers want to hear the balanced story of early retirement…both the shit and the roses alike.

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Five (Nearly) Free Halloween Costume Ideas

Mrs. Tako and I recently took a trip to our local Costco to stock up on household goods. We make a Costco run a couple times a month, depending upon what’s needed.

The store had Halloween costumes on display and decorations out for sale. Our kids (of course) are terribly interested in all this Halloween stuff…so I was practically required to pilot the shopping cart down the Halloween aisle for a look at all of it.

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Why I Don’t Drink

In Westernized cultures, the drinking of alcoholic beverages is widely accepted. In most social situations, it’s considered OK to drink. Nearly every social function you can think of is literally doused in alcohol.

In the United States alone, $197 billion dollars was spent on alcoholic beverages in 2012. That’s 9.4 billion gallons at an average price of $20.95 per gallon. Incredible! And expensive!

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