January 2018 Dividend Income And Expenses

Yes, it’s time once again for our regular monthly “Dividend Income and Expenses” post.  In this post, I’ll lay out our January 2018 dividend income and expenses in excruciating detail for the world to see!

These kinds of monthly expense reports are common on personal finance blogs, but I believe they are extremely instructive for readers.  There’s tons of financial lessons to be learned just by watching how other people spend their money…

Read more

Building A Dividend Snowball To Fund Your Early Retirement

It’s times like these when investor’s thoughts begin to turn to dividend snowballs.  No, not because it’s winter!  Snowstorms and frigid temperatures do come to mind, but I’m talking about the times when the bull market takes a nosedive.

Suddenly capital appreciation doesn’t seem like a “sure thing”, and dividends begin to matter again…

Read more

The High Cost Of Eyesight

Do you wear eyeglasses?  Depending upon which statistics you believe, around 60 to 70 percent of the world’s population now needs some kind of corrective lenses due to poor eyesight.

It gets worse as we age too — The older we get, the more likely we are to need glasses.

This global phenomenon is a relatively new development — Back in the stone ages, poor eyesight was largely limited to the elderly.  Anybody who couldn’t see, tended to die-off pretty quickly…

Read more

Going Completely To Cash

I admit that I’m a fan of unconventional ideas.  Whether it’s tiny houses, financial independence, no-car living, or any of the other unconventional lifestyles that have gained popularity in recent years, they all interest me.

To be clear — I’m not necessarily going to dive off the deep-end and fully commit to another alternative lifestyle, but I do like how these unconventional ideas make me think…

Read more

The FIRE Movement Was Inevitable

The world used to work differently.  It used to be that a young man or woman could sign on to a solid company and be assured of long-term employment.  Along with a job that would take them to retirement age, they had defined benefit plans (pensions) that provided for the years that came after retirement age.

This model, combined with government social security programs kept the boomer generation and their parents financially secure well into old age.  This worked all through the 1950’s, 60’s and even through the 70’s…

Read more

December 2017 Dividend Income And Expenses

December is the time of year for food, families, and fun.  Oh, and breaks from blogging too!  I decided to take the last two weeks of December “off” from blogging, and focus on family this year.  It was great to have a break from blogging and my regular stay-at-home-dad routine. 

Like last year, we stuck to our usual modus operandi — having a rock-socking fabulous time all-the-while keeping our spending low…

Read more

2017 Year-End Net Worth Update

Happy New Year!  The year 2017 is now behind us, and it’s time once again for my annual net worth post!

Why don’t I report our net worth more frequently?

I honestly don’t think it ads a lot of value to readers — markets are extremely volatile by their very nature.  There’s always going to be big swings up and down due to market sentiment, not real business value.

Read more