Extra Credit: Investing In Special Situations

Do you remember extra credit from school?  Extra credit was the ‘bonus points’ awarded for doing just a little extra homework or answering a few extra questions on an exam.  It was easily one of my favorite parts of school.

Why?  For a little bit of extra effort I could boost my scores from ‘normal’ to ‘excellent’.  Extra credit was one of those incredible “can’t lose” situations — get the question right and you get the bonus points, get the question wrong and you lose absolutely nothing…

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