Is Retail Dead?

Back when I was a kid in the 80’s and 90’s, the mall was the place to go on the weekends. I wasted tons of money at the mall, on stuff that no longer matters.

Sometimes I’d ride my bike to the mall on Saturday, and pick-up a new cassette tape. Or, maybe I’d buy new tennis shoes. If I didn’t have any money, the mall was just a place to “people watch” and kill time. It was the place to go to see or “be seen” for teens in the 80’s and 90’s…

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The Pants Experiment

OK, confession time — I’ve got a dirty little secret. Despite my constant love for free resources, I actually spent money recently…

The horror! But before you start trolling, put down the pitchforks and keep reading — there’s an interesting story here!

Back in April 2016, I wrote a post called The Clothes For Financial Independence. Therein I showed off my incredibly fashionable wardrobe — worn-out jeans, thrift-store T-shirts, socks with holes, and my incredibly durable Mucksters…

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April 2017 Dividend Income And Expenses

Wow, where did April go? It seems like I was just wrapping up our 2016 taxes, and now it’s time to write up one of these monthly reports. The year 2017 is now a third complete!

Thankfully, the Pacific Northwest has finally started it’s drying-out cycle, so we’ve started spending more time outdoors. This means daily walks through the neighborhood, playground time with the kids, and more time spent in the garden…

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The Happy Middle-Ground Of Financial Independence

If you’re reading this post, the odds are pretty good you’re looking to escape from the consumer rat-race, like I did.

Maybe at one point in life you really liked working. You were good at your job, but somewhere along the line things changed. The job ceased to be fun.

It probably happened somewhere between the endless commutes, office politics, and those ever-torturous “performance reviews”…

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Angry Phone Rant

OK, today is going to be an angry rant day … as opposed to the less-angry ranting I usually do.

Bear with me for a moment … I need to get something off my chest.

I want to talk about smartphones. In the last 10 years, smartphones have become incredibly ingrained in our our daily lives. You’d no sooner leave the house without your phone as you would your house keys.

The smartphone provides essential functionality for our modern lives all in one handy package…

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Essential Skills For Early Retirement: Self Motivation

Have you ever read a job description that describes a perfect candidate as, “A self-motivated go-getter with a can-do attitude…” (Or something to that effect)?

I bet you have. The phrase is so ridiculously common that it can be found on every single job description in the world (if my quick informal survey is to be trusted).

I’m sure every single one of those jobs wants that mythical unicorn “go-getter”, but most of those “go-getters” are only motivated to do well at work…

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