The Obvious Mistakes

Simple, yet profound.  The longer I live and the (hopefully) wiser I become, the more I realize that the most of the important concepts in life boil down to just a few simple ideas.  Simple, yet very very important.

Ideas like, “Spend less than you make”, “Optimize for the common case” or “Invest for the long term by buying and holding”.  These are exceedingly simple concepts… yet when they’re practiced for an entire lifetime these ideas can lead to incredible financial success.

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Reader Question: Don’t You Ever Splurge?

As a writer of a public blog about money and investing, I get plenty of feedback from the internet.  Not all of it is positive.  There are definitely trolls.  Sometimes though, people ask really insightful questions that are worth sharing.  Sometimes even the trolls ask really good questions.

Today’s post is about one such question.  A reader recently wrote to me and asked…

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Low Beta Investing: The Anomaly of Lower Risk And Greater Returns

Greater risk means greater rewards.  That’s the mantra we’ll taught about stock market investing.  Take the risk of investing in the stock market and you could lose money… but you might also make considerably more than you would in a bank account, or money market fund.

“Without risk there is no reward.”

That’s the story we’re told as newbie investors anyway…

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Is The Internet Causing The World To Become More Faddish?

Unique thinking has always been something of a rarity among the human race.  Humans are social creatures that like to fit in.  We love to talk, tell stories, share ideas, and even copy some of the best ideas.  We also tend to follow the people we believe to be authorities.

This behavioral tendency leads to fads and faddish behavior.  Take for example Tulip-mania…

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Lessons On Investing: Kraft-Heinz

Last time I wrote one of these “Lessons On Investing” posts, the chosen stock was a HUGE success.  It was one of those successes that everyone dreams about investing in.  The kind that make you rich.  I still criticize myself for not investing in the company 20 years ago.  That company was Apple, Inc.

Investing successes are great of course, but we can also learn from investing failures.  Some people even say you learn more from failures than you do from successes…

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Not So Hardcore…

If you spend any time reading this blog (or other financial independence blogs), you might begin to develop something of a false impressions about this whole financial independence thing — specifically that we’re really hardcore people.  Extremists.

Occasionally I get emails from people saying, “It’s great what you’ve achieved, but you’re so hardcore I could never do that…”

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Our Geoarbitrage Plan To Lower Annual Living Expenses

When you read blogs or news articles about geoarbitrage, it’s almost always the childless couples that travel the world.  They leveraging the lower cost living of regions like Southeast Asia, Central or South American, and even Eastern Europe. 

These “nomads” will stay in a location for a couple of months, enjoying that locale to its fullest…

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