Snow Days And The Financially Independent…

If you happen to live in a climate that experiences the season called winter, “Snow Days” are a thing that happens.  Kids get the day-off from school (because the schools close), and parents have a reason to play hooky from work

“Sorry Boss, schools are closed!  I’ve got to stay home with the kids!”

That excuse might work with your Boss a couple days a year, but after a few Snow Days his (or her) patience begins to wear thin…

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Am I A Smart Home Luddite?

If you remember back from high school history class, the Luddites were a group of English textile workers in the 19th century who smashed textile machinery as part of a labor protest.  The Luddites were unhappy with new machinery taking their highly-skilled (and decently paid) jobs, and replacing them with low-skill, low-paid jobs operating modern textile machines.

Now days, the term luddite is more often used to refer to “someone who is opposed or resistant to new technologies or technological change.”

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Mastering The Hidden Taxes

It’s been said that there are two certainties in life — death and taxes.  With February nearly upon us, I’m starting to seriously think about paying my federal income taxes.  That can certainly feel like death.

In the United States, paying taxes can be a pretty complicated affair — with hundreds of possible deductions, credits, write-offs, and tricky maneuvers that can be used to avoid paying taxes…

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A Better Long-Term Wealth Builder

If I ever write a book, I think I might title it, “The Nature Of Compounding”.  Afterall, I spend more time writing and thinking about compounding more than I do almost any other topic on this blog.

Compounding itself is a fantastic thing — A magical mathematical force that allows for very small amounts of money to grow into a much larger nest egg.  Interest built upon interest, where it grows in an exponential curve towards infinity…

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Growing Dividends In 2019

Every year right around the end of January, I try to plan out my dividend income and capital allocation goals for the year.  I started doing this in 2017, continued the process in 2018, and still find the process useful enough that I’m doing it again in 2019.

At the most basic level, my planning process amounts to putting excess cash to work from our Big Fat Cash Pile AND trying to put that cash into smart places that generate a growing stream of dividend income.  The devil is in the details of course…

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