5 DIY Ways To Save You’re Probably Ignoring

Like most people, you’ve probably found yourself cooking AND eating at home a lot more in 2020.  As a result you’ve probably seen some very significant savings in your monthly budget this year.

You’re certainly not alone – The U.S. Bureau of Economic Analysis recorded a national savings rate of 32.2% in April and 23.3% in May.  This is the most recently released data from the BEA.  Those two months in 2020 are the highest savings rates ever recorded in the United States!  No period in history even comes close (at least since the Bureau of Economic Analysis started keeping track).

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Alternative Stocks Poised To Succeed In A COVID-19 World

As a perpetual student of the stock market, I’m always keeping tabs on what’s moving and shaking in the world of finance.  Lately it’s been a group of stocks I call the “COVID-proof” stocks — Facebook, Amazon, Apple, Netflix, Tesla, Zoom, Microsoft, and Google, that are doing most of the moving and shaking.  (Meanwhile, the S&P 500 is almost flat for the year — down a mere 1.4%)

All of these stocks have seen incredible price gains since the market lows of mid-March…

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June 2020 Expenses And Dividend Income

June was an exceptionally good month.  Life was good.  Really good in fact!  Our financials held-up well (all things considered) during the pandemic, and the kids finally finished school in June. Which means we have the resources and time for some family adventure!

In Washington State (where we live), our “stay-at-home order” has finally ended.  Things are definitely not “back to normal”, but we can at least get out of the house a bit more…

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There’s No Going Back…

Argh! Believe it or not this is the second time I’m writing this post. I was just about ready to publish the first (original) version last Friday, but upon hitting the ‘publish’ button, the post disappeared into a puff of digital smoke.

Damn! Hours and hours of writing completely gone due to some strange technological fart.

But my little blogging mishap is a very very small problem compared to the incredible difficulties many people are living through at this very moment. It’s been a very difficult year.

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Betting On Bankrupt Stocks: A Good Investment Or Terrible Idea?

Imagine for a moment that you’re stuck at home.  There’s no sports, no concerts, no festivals, no new movies, and the federal government (in all its infinite wisdom) has decided to write you a check!  Woohoo!  Free money!

But what could you do possibly do with that money?  Assuming you’re one of the lucky folks that still has a job, you might elect to spend that money on consumer goods…

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Investing Ideas: Year Of The Road Trip

Travel.  Ask any random person if they like to travel, and undoubtedly most will say “Oh yes, absolutely!!”.  Then after some careful thought, they’ll hedge that claim with “…but I probably won’t do a lot of traveling right now”.

Travel used to be a pretty big chunk of the average consumer’s budget.  Now, with quarantine periods for international travelers and “stay home” orders in-place, most families are simply sticking to home…

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May 2020 Expenses And Dividend Income

In my opinion, Spring is one of the best times to be alive.  After a long cold winter, when spring finally hits it’s like rocket fuel for my happiness level.  The comes sun out, the plants are green, and the flowers are blooming again.

May also happens to be one of the best months for spring in our area (the Pacific Northwest).

It’s too bad that May didn’t have the same kind of energy this year…

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