With just a couple of days left in 2018, it appears extremely likely the stock market is going to end the year in negative territory. As of writing this blog post, the S&P is down around -7.59%. This will not go down as a stellar year for stock market returns… but it is well within the bounds of “normal” for a single calendar year.
Of course, this fact does nothing to make individual investors feel better about losses. The market value of your assets is going to be less than what you started the year with. That doesn’t make anybody feel good…
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