How To Keep Compounding When The Market Won’t

There exists an urban legend about Einstein.  You’ve probably heard it before.  Supposedly Einstein once said that “compound interest is the most powerful force in the universe.”  It sounds pretty cool, and smart — like something Einstein might actually say.  Whether Einstein actually said these words or not is subject to debate.

We’ll probably never know the truth about that Einstein quote, but the important part is the truth within it — Compound interest, or more generically “compounding” is an extremely powerful financial force when it works for you…

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April 2020 Expenses And Dividend Income

April 2020 was a weird month.  A really weird month.  Inevitably it will go down in the history books as one of the strangest on record.  Not because it was a particularly good month (far from it), but because everything was just so gosh dang weird.

The stock market (for example) acted very weird in April.  It did the opposite of what you might expect during a pandemic and recession…

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Lockdown Week 4: Birthdays, Projects, and Frugal Food Failures

Week 4 under lockdown is complete!  Schools have been closed for only a month, but right now it feels like years.  Can stay-at-home dads get PTSD?

If this pandemic has taught me anything (and it’s already taught me several things), it’s that I have the greatest respect in the world for teachers.  People who willingly teach 20-30 rambunctious kids, day after day, year after year, without going insane are amazing people.  They’re obviously saints or super-humans.  Possibly both…

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February 2020 Expenses And Dividend Income

February was a pretty wild ride.  I started the month with a bad case of the flu, and ended the month with a bad case of a stock slump!  What a month!!

Why did stocks slump?  Most likely it’s due to the Coronavirus pandemic.  People are freaking out.

We live right next door to the hot-bed of the virus infection in the USA too — Kirkland, Washington…

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Stock Sell-offs, Pandemics, And A Black Swan

Oh what a difference two weeks makes in the realm of personal finance!  As I write this, the DOW is down over 2,000 points from its all-time highs.  The stock market is in panic mode as stocks drop day after day. 

The day’s newspaper headlines look like they came straight from a horror movie…

“Pandemic fears send stocks crashing”

“Dow Plunges for a second day on virus fears”

“Coronavirus fear sickens stock market”…

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January 2020 Expenses And Dividend Income

I wish I could say, “I like Winter.”  But if we’re being totally honest with each other, I really don’t.  Not even a little bit.

Our little corner of the Pacific Northwest had 28 days of precipitation in January (out of a possible 31).  That’s 28 days of measurable rain and snow under a blanket of dark clouds.  Woohoo!! 

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Growing Passive Income In 2020

Passive income.  It’s the El Dorado of the financial independence world.  Everyone wants it, and everyone thinks they know the best way to find it.  Some people swear by rental properties, others invest crowd funded real estate projects.  A few even manage to find it by investing in stocks and bonds.

Passive income (as you might expect) isn’t easy to find…

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