Does Frugal Have A New Normal?

Do you consider yourself a frugal person?  I used to think Mrs. Tako and I were pretty frugal people.  If you remember our backstory, the two of us were good savers in our 20’s and 30’s which allowed us to reach financial independence by age 38.

We saved, but we didn’t suffer.   We traveled internationally quite a bit, ate delicious meals, and generally had a very luxurious life — all while saving a good chunk of our income.

That was the past, and this is now…

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How To Keep Compounding When The Market Won’t

There exists an urban legend about Einstein.  You’ve probably heard it before.  Supposedly Einstein once said that “compound interest is the most powerful force in the universe.”  It sounds pretty cool, and smart — like something Einstein might actually say.  Whether Einstein actually said these words or not is subject to debate.

We’ll probably never know the truth about that Einstein quote, but the important part is the truth within it — Compound interest, or more generically “compounding” is an extremely powerful financial force when it works for you…

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April 2020 Expenses And Dividend Income

April 2020 was a weird month.  A really weird month.  Inevitably it will go down in the history books as one of the strangest on record.  Not because it was a particularly good month (far from it), but because everything was just so gosh dang weird.

The stock market (for example) acted very weird in April.  It did the opposite of what you might expect during a pandemic and recession…

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A Lockdown Q&A With Mr. Tako

Hi folks!  Instead of my usual blog post where I decide the topic my choosing, this week’s post I thought I’d we mix things up a bit!  It’s time for the readers to take charge and let them ask questions!

That’s right, it’s Q & A time!  This week’s post is composed entirely of reader questions, and I’ll do my best to supply the answers!

Without further ado, lets get this Q & A started….

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Lockdown Week 7: When The Food Ran Out

Three weeks ago it was the shortages of toilet paper making big news.  That made for plenty of good toilet paper jokes and internet memes, because… well, toilet humor wins the internet!

Thankfully, like migratory birds, toilet paper has now returned to it’s regular nesting grounds on store shelves.

As if we didn’t have enough to worry about (a new virus, unemployment, the economy, homeschooling the kids) — Now we have to worry about the freaking food supply!

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Lockdown Week 6: Market Perturbations & Sushi

Well, would you look at that!  Here we are 6 weeks into the pandemic lockdown, staring down directly into the precipice of a humongous recession … and the stock market is rising.  Incredible!  Absolutely incredible.

This seemly bizarre market move has the so-called “experts” calling it a “sucker’s rally”, warning investors to stay away.  Yet the stock market is undeniably rising again…

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Lockdown Week 4: Birthdays, Projects, and Frugal Food Failures

Week 4 under lockdown is complete!  Schools have been closed for only a month, but right now it feels like years.  Can stay-at-home dads get PTSD?

If this pandemic has taught me anything (and it’s already taught me several things), it’s that I have the greatest respect in the world for teachers.  People who willingly teach 20-30 rambunctious kids, day after day, year after year, without going insane are amazing people.  They’re obviously saints or super-humans.  Possibly both…

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