Living Through The Boring Bits

Sometimes when inspiration hits for a new blog post, it comes from very strange places.  Today’s post was inspired by an odd one — I took a trip to the DMV.  Yes, really — the DMV!

Turns out, my drivers license was about to expire.  I needed to make a trip to the nearest DMV office to get it renewed.  Oh bother!  The problem is, I don’t live anywhere near a DMV office.  The nearest licensing office is a 30 minute drive away!

Thinking myself clever, I carefully planned my DMV visit on a Tuesday, exactly when I though traffic would be the least.  Normally this happens around 10AM.  When commute traffic finally dies down.

Wrong!  What a blunder that was!

Instead of deftly avoid the traffic, I ended-up stuck in it.  Arggh!  What should have been a 30 minute drive, turned into a hour long trek!  The reason?  Construction.  Apparently the local construction workers also thought it would be a good idea to wait until after 10AM to start work.

Eventually I did make it to the licensing office… which I found tucked away into a underutilized mall.  (I guess this is what happens with old malls now.)  The office wasn’t terribly crowded, but I still needed to wait 30 minutes before renewing my license.

To stave-off boredom, I brought along a good book.  Because the DMV can be a pretty boring place.

This trip to the DMV got me thinking — There are many things in life that money can help you avoid, but there’s still loads of dumb, boring stuff that no amount of money can help you avoid.

Like — construction traffic, semi-annual dental cleanings, waiting rooms, lines at the DMV, jury duty, and so on…  Boring stuff that absolutely everybody has to do, whether you’re rich or poor, financially independent or not.

It’s how we deal with these mundane bits of life that sets people apart.  In my case, I brought a book to read.  Other people made small talk, some played with their phones, and at least one guy was taking a nap.

Everyone looked bored.


A Life Histogram

Thinking about these boring moments in our lives, I realized how frequent they are.  If you could create a histogram of an average person’s life, you’d see something interesting — A few exciting moments, followed by a whole bunch of really boring bits — Commuting, brushing your teeth, sleeping, work, trips to the bathroom, standing in line, and so forth…

In other words, tons of forgettable moments vastly outnumber the exciting bits — The parts of life where we actually feel alive.


The tricky part is getting through those boring bits, so that we might arrive at the more exiting ones.  Typically, this means an alarm clock, and taking a job.  A job that pays the bills, gives you something to do, and at the end of the day you have a few remaining hours of spare time.

You turn the crank at your job, and then try to escape during your time off.  Travel, new restaurants, new movies, expensive hobbies, books and television, games, amusement parks, and so forth.  Anything to feel alive and take a break from the boring repetition of life.

Some people approach this by throwing as much money as they can at it.  Living paycheck-to-paycheck, they try to squeeze as much fun as possible from each monthly stipend.

It’s possible to spend all of your money doing this, and many people do.  They might not be able see the chains, but they are surely chained to a job for life.  It might be called ‘escapism’, but they won’t be escaping anytime soon.


Turning The Wealth Crank

As you might expect, Mr. Tako Escapes is NOT a blog about how to live life as a consumer spendthrift.  You don’t have to live for the next vacation, next night out, or the next big movie release.  There are plenty of other ways to live besides being a hedonistic consumer.

A few rare individuals even manage to organize their life in such a way that the “job crank” becomes a Wealth Crank — that is, every turn at the crank generates wealth.

And I’m not just talking about saving-up for a new car, or the next big vacation to Tahiti.  I’m taking about real cash-generating wealth that will work while you sleep.  Wealth that will generate passive income for the rest of your life.

wealth crank
The Wealth Crank isn’t easy to get turning, but it’s the only sure way to wealth.

It takes almost two decades of saving to reach that kind of wealth.  That’s not easy to do.  The problem is, humans get bored easily.  If you save more, that means less spending on entertainment (and potentially greater levels of boredom).

Can you keep yourself stimulated and interested enough to keep turning the Wealth Crank for two decades?

Not many people can.

I’ve seen plenty of people crack from the boredom.  Maybe they turned the wealth crank for 3 or 4 years and then got bored and went back to their free-spending ways.  Or, they end up spending everything in some kind of “knee-jerk” spending reflex.

Making it all for not.


Find Joy In The Quiet Moments

I’m certainly not here to tell you how to live your life or spend your money.  That’s completely up to you.  But I will say this — Life doesn’t dramatically change once you reach financial independence.  All your old habits and spending patterns will still continue to exist after financial independence.

And, there’s still plenty of boring stuff that’s going to happen… like my trip to the DMV.  The boring bits don’t just disappear after financial independence!  The biggest difference between pre-FI life and post-FI life, is that now there is more time under my control.

Want a little advice on how to build wealth?

Wealth building isn’t just about how much money you make.  It’s also about how you respond to boredom. 

Do you start to reflex-spend when life gets boring?

In my case, I like to read.  That’s my outlet when life is boring.  I always keep a book on-hand ready to read.  As far as hobbies go, it’s also extremely low-cost (using the library).

My advice is to try to find ways to keep yourself happy and stimulated without spending a lot.  Do this, and you’ll find that wealth building happens almost magically.

The Wealth Crank almost turns itself.


[Image Credit: Flickr1, Flickr2]

10 thoughts on “Living Through The Boring Bits

  • February 9, 2020 at 2:32 AM

    Interesting, most people now of course instinctively turn to their phones. I’m sure as you read you book at that DMV every single other person waiting had their head buried in their phone. And those clicks and swipes are of course full of advertisements etc, just tempting them to buy something else, or lust after what their friends have and they don’t.

    Books are better 🙂

  • February 9, 2020 at 5:30 AM

    Nice post and it rings true with several others that I have read that state that who you are and what you fundamentally do after you FIRE is not very different then before you are FI. If you are a good egg before FI, you will be a good egg afterwards. If you are an ass, well that won’t change either. 🙂

    Reading a book is such a wonderful, simple pleasure.

    I find technology to be a double-edged sword. There is so much valuable, rewarding information on the internet. Blogs, podcasts, etc that can enrich your life. However, I agree that people seemed to get trapped into just flipping through some social media nonsense. Ugh.

    Embrace the boredom!

  • February 9, 2020 at 8:30 AM

    Life is all about finding the right balance in my opinion. Finding new experiences can be expensive but also very stimulating, as long as you can limit your spending within your means where you’re able to enjoy life and save for the future, you should be ok.

  • February 9, 2020 at 8:49 AM

    Thats awesome it was only 30mins. I hate renewing my license here, it’s a painful process taking between 2 and 4 hours amd needs to be done each 5 years. In fact any government services here take very long or even forever if theyre incompetent.

  • February 9, 2020 at 8:52 AM

    Love it! I actually live for those boring moments. I used to love taking my car in for an oil change – I’d bring along my Kindle and enjoy the time reading.

    We don’t have a car anymore, but now we’re living a more laid-back lifestyle anyway. I love when we just sit outside and watch the birds (which are insane here in Panama!) flying over the pond. I don’t actually consider those moments boring – just peaceful.

    Have a great Sunday!

  • February 9, 2020 at 11:16 AM

    Good stuff. Many years ago Scott Adams penned a WSJ piece on the value of boredom (“The Heady Thrill of Having Nothing to Do”) – it’s behind the paywall but definitely worth a read.

  • February 10, 2020 at 9:25 AM

    I enjoy reading too. It’s a great habit to cultivate.
    30 minutes is not bad at all for the DMV.

  • February 10, 2020 at 10:26 AM

    I hate sitting in the traffic too!

    I enjoy reading as well. Currently reading Rejection Proof with Mrs. T (we’re reading it out loud). Also reading Why generalists triumph in a specialized world on my own.

  • February 11, 2020 at 5:56 PM

    I just said to my husband last week, I don’t know how anyone can be bored in a town with a good library. It’s our main source of entertainment (I use my library card more than my credit card).

    Also, remember the saying: “if you’re bored, you’re boring.”


Leave a Reply

Your email address will not be published. Required fields are marked *

CommentLuv badge
Mr. Tako Escapes